Tuesday, 23 August 2016

Two factor authentication- is your information really safe without using it?

Two factor authentication or 2FA is a method that has enhanced the safety of hundreds of organizations. With this technique, you can make sure your clients' details is free from interruption, and that the fundamental information of your whole company is secure from the risk of hackers, deception, and theft of identity.

The know-how of the two factor system can benefit almost every company because it needs you and your employees to fill in two forms of verification before computer data can be seen through one time password. This method makes your company secure, and by doing so it keeps your business running properly. We all understand how much damage an untimely disruption in the workflow can be.



Any business or government information without two factor authentication is in danger to a certain extent. Here are a few who are most susceptible to threats.

  • Medical facility that uses computers to store and go through patient details and records.
  • Organizations that use guests or provisional employees.
  • Organizations that have employees who travel as a consultant and sales representative.
  • Businesses whose employees allocate close working vicinities or work on the same computer.
  • Businesses that appoint employees to work from home in parts where access to the company information is essential.
  • Online banking organizations.
  • Schools and universities.

What kind of information do you hold?

Two factor authentication through bulk SMS services was expanded to do more than just defend your clients. It can offer you another level of security within the security infrastructure of your organization. This is significant as every company has details that it must look after. Here are some regular piece of information that two factor authentication can help in keeping secure.
  1. Client database
  2. Patient health details
  3. Personal employee contact details
  4. Other employee details such as social security numbers and earnings
  5. Receptive research outcomes
  6. Criminal documents
  7. Client details like contact and financial details
  8. Credit card details
  9. Student information
Overall, two factor authentication is a method being used by a large number of companies around the world, and the number is increasing day by day. So, to look after the interests of your clients and your organization, why shouldn't you use this method as well?

Monday, 8 August 2016

Make Your Account Protected Using One Time Password

Two-factor authentication, also known as multi-factor or multi-step authentication, is an authentication method to check two times that your individuality is valid. When you want to sign into your account, you need to verify your account with username and password, which is the primary authentication layer. Two factor authentication or one time password works as an additional step in the procedure, which is a second security layer to confirm your identity once more.

Its main aim is to make attackers’ life difficult and decrease fraud risks. If you already follow fundamental password security evaluations, two-factor verification will make it very hard for cyber criminals to enter into your account.

One Time Password Services

 

However, you should not anticipate it to work like a magic baton that will amazingly make your accounts safer. It cannot keep the dreadful guys away perpetually, but it lessens their possibility to succeed.

There are three main categories of authentication factors:

1. Something that you understand: This can be a password, a PIN code or answer to an undisclosed question.

2. Something that you already have: This is always related to a physical device like a token, a mobile phone, a SIM card, a USB stick, a key fob, an identity card.

3. Something that you are: This is a biological aspect like a face or voice recognition, DNA, fingerprint, retina scan or handwriting. However, some of these are quite costly, so, if you do not work in a top secret or mission impossible type of facility, you most likely do not have this type of authentication method integrated.

Time and location attributes can also be used. For instance, if you log into your account and somebody attempts to log in from a different country ten minutes later, the system could involuntarily obstruct them.

Two-factor authentication is a must-have method for Online banking, Online shopping, Email, Cloud storage accounts, Accounts on social networks, Productivity apps, Password managers, Communication apps.

In the end, two-factor authentication through Bulk SMS Services improves security, but it is not the best solution in all cases. Using the wrong 2FA solution can trouble users with slight security benefit. Knowing your users and the security risks you face is the key to an effective deployment of two factor authentication.

Wednesday, 3 August 2016

Why One Time Password is Necessary for Secure Transactions?

A one time password expands a user ID and password system by giving an additional dynamic password, so to converse. User IDs and passwords are fixed. If they stay unchanged, a hacker can crack them and use them every time. Thus, a user or administrator has to alter them regularly. On the other hand, an OTP gets changed in every 30 to 60 seconds.

There’s an ongoing dispute within the community of information security about the dependability of OTP tokens for verification. Critics say that a hacker can break into the system with a middleman attack, which is when a hacker cuts off the token value in real-time, along with the user IDs and passwords. However, again this attacker or hacker would have to act quickly and use the OTP or one time password value within the short time, i.e., between 30 to 60 seconds. In spite of this possibility, OTP tokens are still broadly considered trustworthy for two factor authentication.

OTP SMS for Two Factor Authentication





An OTP is safer than a fixed password, particularly a user-generated password, which is in general weak. OTPs may put back verification login information or may be used additionally to it, to add another layer of security.

OTP tokens are generally pocket-size fobs with a small screen that shows a number. The number gets altered every 30 to 60 seconds, which is based on how the token is put together. For two factor authentication, the user has to enter their user ID, PIN and the OTP to enter the system That received through Bulk SMS.

For example, if you are in the process of buying a product online, you will be requested your identity number, user name or login ID after which you will have to add a transaction ID; this along with the login ID makes sure and safely recognizes you as the genuine account holder and moves forward with the transaction. In case, where there is an uncertainty about the legitimacy of the user, banks and other financial organizations use a one time password (OTP) authentication method that is sent to the listed mobile phone of the customer as a significant part of the log in process; this only works for customers who have listed their smart or mobile phone numbers with the bank or any other organization.

Therefore, by the above discussion, it can be agreed that one-time passwords are essential for secure transactions.

Monday, 25 July 2016

2FA Security Becomes Essential As Cyber Breaches Affect Millions

Most of us regularly use our credit or debit cards for online transactions and nearly everyone has some sort of social networking account in their name with private details kept in it. In this day and age, where all resources and services are accessible within a few clicks, it is obvious to purchase anything online or transact money.

Users are now becoming more responsive about making powerful and complicated passwords for making their personal data safe. That definitely is one step ahead, but it is not sufficient. The one security solution increasingly being implemented by financial institutions, banks, IT companies and topmost social networks is two-factor authentication or 2FA.

One Time Password Through Bulk SMS



Two-factor authentication depends on something that user understands, i.e., login ID and password and something they physically have like mobile, USBs, or some other devices. Once you implement two-factor authentication processes, you have to enter one time password or OTP into system, which you get on the device you have. As it's only you who have the access to the device no one will be able to break your security layer.

For example, if you make a transaction by using your Internet banking account or pay bills online, you must log in with a password you are acquainted with and then to complete the transaction you would require punching in the numbers present on your debit card grid, which you have and type in the OTP that is delivered to your mobile phone through bulk SMS. In other words, the security keeps up with you in a device you have. The hacker may find out a user's password, but it will not be easy for him to crack the one time password that the user gets on the device the possess.

As we know that 2FA can stop cyber attacks, we should definitely opt for it to make sensitive information and databases safe in advance. You can improve the online security by allowing Two factor Authentication with web applications, network, IT infrastructure and emailing system where you require entering a username as well as password.

Tuesday, 19 July 2016

One Time Password- A Significant Authentication Method for Every Business

One Time Password or OTP is an added two-factor authentication for financial and sensitive transactions performed online. OTP is a four to six-digit arithmetical code delivered in real-time as SMS to any user’s registered mobile or cell phone number when performing the transaction.
As far as signing into websites and computer systems is concerned, it generally involves entering a throwaway password, which is applicable only once and gets changed every time you log-in.

Typically, a one-time password is a sequence of worthless numbers or characters or it might be a half dozen or so small, unsystematic words. How would you know your OTP if it keeps varying? It is not something you are anticipated to keep in mind: it is produced automatically and delivered to you by some process other than online transmission. It might be delivered to your cellphone (mobile phone) as Bulk SMS; it could be produced by an app running on your mobile phone or by a fanatical, handheld electronic device known as a security token; it might even be printed out and sent to you on paper, the good and traditional method.

OTP is mandatory for authenticating the following type of transactions:

  • Registering of beneficiary bank accounts of different banks
  • Bill payments
  • Funds transfer to other bank accounts
  • Mobile/e-mail ID or password change
  • Alert for profile change
  • Issuing demand draft

Overall, one-time passwords or OTP can give full protection of the login-time verification method against rerun attacks. This is a new effective and simple OTP method that produces a unique passcode for every use. The type of calculation uses both time stamps and a series of numbers. A two-factor authentication model for mobile phones using this technique has been produced and has been in use for quite a few years now.

Wednesday, 13 July 2016

Essential Things to Know about Two-Factor Authentication

In today's world of growing digital crime and the Internet scam most people are familiar with the significance of online security, usernames, logins, and passwords, but if you ask them the question "What is two-factor authentication?" the probability is that they will not understand what it is or how it works, even though they may use it in every single day.

With standard security methods (particularly online) only requiring a username and password it has become very easy for criminals to gain access to a user's private information like individual and financial information and then use that information to hand over fraudulent acts, usually of a financial nature.

Two-Factor Authentication



Two-factor authentication , also known as 2FA is an additional layer of safety that is known as "multi factor authentication" that needs not only a password and username, but also something that user has on them, i.e., a portion of information only they should be acquainted with or have quickly to hand like a physical token.

Using a username and password together with a portion of information that only user knows makes it difficult for prospective invaders to get access and take that person's individual data or uniqueness.
Many people do not understand that this type of security method is called two-factor authentication or 2FA and probably do not even consider it when using hardware tokens, provided by their bank to use with their card and a personal verification number when looking to finish Internet banking transactions. Simply they are using the benefits of this kind of multi factor authentication.

Using two-factor authentication processes can help in lowering the number of cases of individuality theft on the Internet, as well as phishing through email because the criminal would require more than just a username and password information.

The problem to this security method is that new hardware tokens need to be ordered, then issued and this can be responsible for slowdowns and issues for a company's customers wishing for and waiting to get access to their own private information through this authentication process. The tokens are also generally small and simply lost so creating more problems for everyone when customers call in asking for new ones.

Using two-factor authentication without tokens is known as tokenless authentication that can be send through Bulk SMS Gateway . This kind of authentication can be regarded as faster and inexpensive to fix and manage across different networks.

Friday, 1 July 2016

One Time Password- Usage and Benefits

With the introduction of new techniques of verifying a user like fingerprint scanning, face recognition, retinal scans, and puzzle solving; daily static passwords are being less protected and unwieldy for users to keep in mind. When the Internet first began, it was exhilarating to have a powerful and hard to detect password for your emails, but now these similar types of passwords can be simply detected and hacked into.

Increasing number of people are using online banking, making financial transactions, buying things online on their Smartphone, and keeping sensitive information on the Internet. Regular passwords are not very secure to defend users against malware and hacker attacks. So, One Time Password is the best method to defend users from fraud and malware attacks, particularly if combined with an out of band verification method.

One Time Password Services


Banking and financial organizations use OTPs to secure their user logins using an out of band verification method. How it works is that a user feeds their login information and their mobile phone is delivered with a one-time password from an external server. Once the user obtains the password on their mobile phone, they feeds it into the website they are attempting to get access to and access is permitted if the one time password is accurate. This is one of the best methods to verify a user because the password is delivered to a user's mobile phone. This is a type of authentication method that does not require a user to carry extra hardware or even install extra software on their cell phone to use which makes it more suitable than hardware tokens. It is also the best way to verify a user because most users keep their mobile phones always with them.

OTP or one time password can be generated for mobile phone supporting Java language and JAVA SMS API . It makes use of MD4 and MD5 hash algorithms. Google also uses one-time passwords and delivers to their users if a user is signing in from a different IP address than the one generally used if the user asks for this service. One time passwords are not just as safe as they used to be even though they are still broadly used, so when opting for the OTP services go with a reputed name. One time passwords are going to be the prospect of authentication, making user's sensitive data safe.