Skip to main content

One Time Password- Usage and Benefits

With the introduction of new techniques of verifying a user like fingerprint scanning, face recognition, retinal scans, and puzzle solving; daily static passwords are being less protected and unwieldy for users to keep in mind. When the Internet first began, it was exhilarating to have a powerful and hard to detect password for your emails, but now these similar types of passwords can be simply detected and hacked into.

Increasing number of people are using online banking, making financial transactions, buying things online on their Smartphone, and keeping sensitive information on the Internet. Regular passwords are not very secure to defend users against malware and hacker attacks. So, One Time Password is the best method to defend users from fraud and malware attacks, particularly if combined with an out of band verification method.

One Time Password Services


Banking and financial organizations use OTPs to secure their user logins using an out of band verification method. How it works is that a user feeds their login information and their mobile phone is delivered with a one-time password from an external server. Once the user obtains the password on their mobile phone, they feeds it into the website they are attempting to get access to and access is permitted if the one time password is accurate. This is one of the best methods to verify a user because the password is delivered to a user's mobile phone. This is a type of authentication method that does not require a user to carry extra hardware or even install extra software on their cell phone to use which makes it more suitable than hardware tokens. It is also the best way to verify a user because most users keep their mobile phones always with them.

OTP or one time password can be generated for mobile phone supporting Java language and JAVA SMS API . It makes use of MD4 and MD5 hash algorithms. Google also uses one-time passwords and delivers to their users if a user is signing in from a different IP address than the one generally used if the user asks for this service. One time passwords are not just as safe as they used to be even though they are still broadly used, so when opting for the OTP services go with a reputed name. One time passwords are going to be the prospect of authentication, making user's sensitive data safe.

Comments

Popular posts from this blog

Opencart SMS Extension for Your E-commerce Business Growth

Opencart SMS extension allows you to send bulk SMS alerts to customers with details about  their order status. As this add-on helps in keeping customers updated about the present order status, it improves trust in your business and eventually the sales level from your store gets increased.

Opencart SMS extension features:-

1. In Opencart online ecommerce store, this SMS alert add-on is simple for installation.
2. Customer gets details through SMS, no requirement of verifying the mail.
3. SMS are always shown at the delivered time, but an email can be considered spam sometimes.
4. SMS alert is sent to customer and an admin, when the order gets placed.
5. SMS alert to customer when order gets terminated.
6. If order gets placed, then the SMS alert to customer describing the order effectively placed with order ID.
7. If order position changes to shipping, then the customers gets the SMS alert such as order shipped with tracking number and shipping provider’s name.
8. If order position changes t…

Magento SMS API- A Success Key for Online Store Owners

Magento as the most important e-commerce platform has made things significantly easy for both-buyers and sellers. Various feature-rich community APIs are available in Magento that can be developed to work as per the needs. E-commerce business is all about expediency of customer service, which is only feasible with the integration of effective operations on the online store. Magento SMS API provides complete control of the store to online merchants with no malfunction in the process flow. The smooth Magento SMS integration with API developed by service providers, make it look like SMS was always an essential part of Magento.



 Important features of Magento SMS API:

1. SMS sending is configured with a transactional email
2. Authentication of mobile number just before buying or registration
3. SMS scheduling for backend or single users, all groups and clients
4. All third-party incorporation with extensions to send email transaction
5. Despite a complete multi-store support, there is also an …